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Accident Settlement Calculator

Curious about your case's value? Our settlement calculator estimates compensation based on medical costs, lost income, and injury severity. Just enter your details to get a range.

Medical Expenses ($)
Enter the total of your medical bills resulting from the accident
Property Damage ($)
Include the costs to repair or replace any damaged property, such as your vehicle
Lost Income ($)
Enter the total amount of wages lost due to missed work from your injuries
Estimated Future Medical Expenses ($)
Estimate any ongoing or future medical costs related to your injury
Estimated Future Lost Income ($)
If your injury affects your ability to work in the future, enter the estimated loss
Rate your pain and suffering
Select a multiplier to estimate non-economic damages (e.g., emotional distress, pain). Higher multipliers are used for more severe injuries. See below for more guidance

Estimated Settlement Totals

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This calculator is for informational purposes only and does not guarantee a settlement amount. Always consult a legal professional for an accurate assessment of your case.

Pain & Suffering Multipliers

Insurance companies typically use multipliers to estimate non-economic damages like pain and suffering. These multipliers range from 1.5 to 5 depending on how severe the injury is, how long recovery will take, and the injury's impact on your life.

Higher multipliers (closer to 5) are used for cases involving permanent scarring, chronic pain, or long-term disabilities.

Lower multipliers (closer to 1.5) apply to less severe injuries that heal relatively quickly, with minimal ongoing impact on your daily life.

For example, if your injury causes long-term pain or significantly affects your ability to work, a higher multiplier would be appropriate. However, if you recover quickly and fully, a lower multiplier might be more accurate.

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Important Factors in Your Estimate

While the calculator provides an estimate, there are several important factors that can significantly impact your final settlement. These include state laws, fault allocation, and the long-term effects of your injuries. Understanding these factors is crucial to getting a more accurate estimate:

  • Comparative fault:

    In many states, like California and Florida, you can recover damages even if you're partially at fault, though your compensation will be reduced by your percentage of fault. Other states, like Texas, follow a modified comparative fault rule, barring compensation if you're 50% or more responsible. A few states, such as Alabama, follow a contributory negligence rule, where even 1% fault can prevent you from recovering damages.

  • Non-economic damages:

    The calculator doesn't include intangible losses like emotional distress or loss of enjoyment of life, which can significantly increase your claim. These are best calculated with the help of an attorney who can consider the long-term impact of your injuries.

  • Medical treatment type:

    Insurance companies may weigh medical treatments differently. For example, treatment by a doctor might be viewed more seriously than by a chiropractor, potentially affecting your settlement.

Why Consult a Lawyer?

This calculator is a useful starting point but does not capture all legal complexities. Factors like state laws, shared fault, and pain and suffering often require legal interpretation. A lawyer can provide insights into damages that aren't easily quantified, such as long-term medical costs, permanent disabilities, or emotional trauma. Consulting with an attorney ensures that all factors are considered and you receive the full compensation you deserve.

Insurance companies are also likely to offer lower initial settlements, so having an experienced attorney to negotiate can significantly affect your final outcome.

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Ready to Speak to Lawyer About Your Case?

Our accident attorneys specialize in personal injury claims and can help ensure you get the compensation you deserve.